• What makes Cochran and Rich Wealth Management different?

    We believe financial planning should go beyond numbers. Our approach is rooted in integrity, stewardship, and purpose. We take time to truly understand who you are, what you value, and what you want your wealth to accomplish — for yourself, your family, and others. Every plan is built around your goals, not a product.

    → Schedule a conversation to experience what values-based planning feels like.

  • Do I need to have a lot of money to work with you?

    Not at all. We work with people in many different stages of life — from those just getting started to those preparing to retire. What matters most is that you’re serious about building a plan with intention and are ready to take the next step toward financial clarity.

    → Let’s talk about where you are and where you’d like to go. Book your meeting here.

  • How do you build a financial plan?

    We start with you — your goals, priorities, and the life you’re working toward. From there, we design a clear, personalized plan that covers your investments, preservation, and long-term strategies. As life changes, we adjust your plan so it always fits your next chapter. 

    → Schedule your first conversation to see how our process works.

  • What areas of planning do you cover?

    We offer comprehensive financial planning, including:

    • Investment management
    • Retirement and income planning
    • Insurance and protection strategies
    • Tax and estate planning coordination
    • DROP and pension planning for first responders

    Each area connects to the others — building a plan that works together, not in pieces.

  • I’m a first responder — can you help me with my DROP program?

    Absolutely. The Florida DROP program offers powerful benefits, but timing and tax decisions can make a big difference. We’ll help you understand your options, avoid common pitfalls, and integrate your DROP benefits into your broader retirement strategy.

    → Schedule a consultation to review your DROP timeline and options.

  • Do you provide faith-based financial guidance?

    Yes. Our values shape how we serve. For clients who want their financial life to align with biblical stewardship, we offer guidance that honors both faith and financial wisdom. For others, we focus on the same principles of honesty, service, and purpose that guide every relationship we build.
     

  • How often do we meet once I become a client?

    We typically meet quarterly to review progress, update goals, and make any needed adjustments. Your plan is never “set it and forget it.” We stay proactive and involved, ensuring that as your life changes, your plan evolves right alongside it.

  • What’s the first step?

    It’s simple — let’s have a conversation. There’s no pressure, no sales pitch, and no obligation. It’s just a chance to get to know each other, learn about your goals, and see if we’re the right fit to help you move forward.

    → Schedule your introductory meeting here.